May 19, 2012
Commercial Insurance
Business InsuranceFelton, Berlin & Erdmann have developed a partnership with The Cleary Agency of Boston, Massachusetts. Together, we offer offer insurance packages that are tailored for different types of businesses. Whether it is insurance for your building, business property, equipment, inventory or company vehicles, we offer products and services to protect your business.
PROPERTY INSURANCE
Property Insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items,such as heating and cooling systems.
Property Insurance may cover two types of property losses:
  • Direct losses may be covered when property is lost, stolen, damaged or destroyed.
  • Indirect or consequential losses related to direct losses may also be covered under business interruption.
COMMERCIAL GENERAL LIABILITY INSURANCE
Casualty Insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties.
Policies provide coverage for liability arising out of:
  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured)
  • Personal and Advertising Injury
  • Medical Payments
  • Products/Completed Operations
BUSINESS AUTO INSURANCE (owned,leased, non-owned and Hired)
WORKERS' COMPENSATION
Statutory Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment.
Workers’ Compensation provides for the payment of four types of benefits:
  • Medical benefits
  • Income benefits
  • Death benefits
  • Rehabilitation benefits
RELATED COMMERCIAL INSURANCE
  • Crime/Employee Dishonesty
  • Cargo/Transit
  • Business Umbrella
  • Professional Malpractice and Errors & Omissions
  • Directors & Officers, Employment Practices and Fiduciary Liability